Quick answer
To retire in Colombia you can apply for the M pensionado visa. In 2026 you need a lifetime pension of at least 3 minimum wages: COP 5,252,715 a month, certified by the paying entity, apostilled and translated. The visa lasts up to 3 years, can include your spouse and dependent children, and after 5 years as the main holder you can apply for residency.
Who the retirement visa is for
The pension visa (Visa M – Pensionado) is for foreigners who receive a lifetime pension (government, company or private) and want to live in Colombia. It does not allow you to work in Colombia.
The 2026 income requirement
| Requirement | 2026 amount |
|---|---|
| Minimum lifetime monthly pension | 3 SMMLV = COP 5,252,715 |
| 2026 minimum wage (SMMLV) | COP 1,750,905 |
The minimum wage rises every January, and exchange rates move. If your pension is close to the minimum, check it with us before applying: a small drop in the exchange rate can leave you below the line.
Documents you'll need
- Valid passport.
- Pension certificate from the entity that pays it, showing it is lifetime and its monthly amount, apostilled and translated into Spanish. It can also be issued by the consulate of the country that grants the pension.
- Criminal record certificate from the country where you lived in the last 3 years, apostilled and translated if needed.
- Medical certificate of physical and mental fitness, issued in Colombia or in your home country.
- Health insurance valid in Colombia for the whole stay.
- Bank documents if requested. These can skip apostille if issued in an official OAS language.
Step by step
- Check your numbers: confirm your monthly pension in COP against the 2026 minimum.
- Gather and apostille the documents in your home country. This is the step that takes the longest.
- Translate the documents into Spanish with an official translator.
- Apply online with Cancillería and upload everything in the required format.
- Pay the fees when the application is approved.
- Register and get your foreigner ID card (cédula de extranjería) after the visa is issued.
Bringing your family
Your spouse or permanent partner, your children up to age 25 and children with a disability who depend on you economically can apply as beneficiaries of your visa.
From pension visa to residency
After 5 years as the main holder of the M pensionado visa you can apply for the resident visa (Visa R), which is valid indefinitely.
Frequently asked questions
How much pension do I need to retire in Colombia?
At least 3 minimum wages a month: COP 5,252,715 in 2026.
Can I work with the retirement visa?
No. The pension visa does not allow work in Colombia.
Does Social Security count as a pension?
A lifetime government pension such as U.S. Social Security generally qualifies if it is properly certified and meets the minimum amount.
Can I add my spouse?
Yes, your spouse or permanent partner can apply as a beneficiary.
How long does the visa last?
Up to 3 years, renewable.
Can I apply from inside Colombia?
Yes. The application is online, so you can apply from inside or outside Colombia.
Talk to a lawyer
Get a clear answer for your specific case
Planning your retirement in Colombia? Tell us your country and your pension amount, and we'll map out your documents and timeline.
This guide is general information, not legal advice. Requirements and amounts can change. Get advice on your specific case before you sign, pay or apply.